Architecting high-scale digital wallet and resilient payment platforms.
Senior Software Engineer with 5+ years specializing in core financial services, high-scale digital wallet architectures, event-driven microservices, and AWS cloud infrastructure. Experienced in scaling systems from zero-to-one and optimizing high-throughput infrastructure with Java, Spring Boot, and React/TypeScript.
Engineered zero-duplicate payment execution pipelines with automatic retries and dead-letter queues on AWS.
Implemented Model Context Protocol (MCP) integrations across AWS, Jira, and New Relic for automated health and cost governance.
Professional Experience
Track record building high-throughput financial microservices, leading cloud migrations, and crafting enterprise user interfaces.
Senior Software Engineer
- Core Multi-Tenant Financial Architecture: Architected and built core Java/Spring Boot microservices for the central digital wallet and ledger ecosystem, handling multi-tenant wallet lifecycles, balance transactions, and credit/authorization/capture flows using HAL+JSON and RFC 6902 JSON Patch.
- Enterprise Transition & Lazy Creation: Spearheaded the architectural migration from legacy merchandise credits to ledger-backed cash wallets across 13+ interconnected upstream and downstream systems, implementing high-efficiency lazy wallet provisioning with unified API endpoints.
- Distributed Performance Engineering: Led comprehensive load testing utilizing JMeter and AWS Distributed Load Testing (DLT); identified a 50-concurrent-user write ceiling caused by ledger CPU saturation and container health-check grace periods; optimized connection pools and scaling thresholds to achieve 100% success on 40,000+ requests.
- High-Availability Cloud Infrastructure: Migrated production wallet and ledger services from EC2 to containerized AWS ECS Fargate and transitioned databases to Aurora Serverless v2, establishing standardized AWS resource-tagging policies adopted across cross-functional teams.
- Idempotency & Fault Tolerance: Raised payment processing reliability to near 100% through idempotent transaction keys, exponential retries, and SQS dead-letter queues (DLQ) across AWS Lambda payment and refund processors, drastically reducing operational incident tickets.
- AI Observability & MCP Adoption: Championed team adoption of Model Context Protocol (MCP) integrations across AWS, Jira, Confluence, GitLab, and New Relic for automated health monitoring and cloud cost governance, identifying 36% in potential recurring infrastructure savings.
- Technical Leadership & Mentorship: Defined REST API design standards adopted beyond immediate teams, authored comprehensive incident runbooks and load-test documentation, and actively mentored junior software engineers and interns.
Software Engineer
- Payment UI & Reusable Component Architecture: Owned and delivered core payment and transaction UI modules in the customer-care platform using React and TypeScript, supporting complex order- and item-level cancellations, split refunds across payment tenders, and complaint resolutions.
- Back-Office Wallet Management Console: Engineered the internal Cockpit wallet management portal from scratch, featuring real-time wallet provisioning, searchable transaction auditing, reward top-ups, transaction disputes, and onboarding workflows for business partners.
- Reusable Library Publishing: Designed a standalone refund component demoed and adopted by international business units; packaged and published the Cashbacks module as a reusable, modular React/TypeScript library.
- Payment Gateway Integration POCs: Built high-fidelity payment interface prototypes for Adyen and Braintree, verifying security tokens and client-side validation logic.
Software Developer Intern
- Cross-Platform Mobile Development (MissionEd): Built client-facing screens and state management workflows for an ed-tech tutoring platform using Flutter, accelerating application delivery.
- Real Estate Web Application (Demevest): Developed an interactive property discovery web platform with React, enabling users to filter properties, view details, and submit customer leads into a centralized database.
Bachelor of Engineering (B.E.) — Computer Science & Engineering
- Academic Rigor: Graduated with Distinction (CGPA: 8.8/10) with coursework in Data Structures, Algorithms, Distributed Systems, Object-Oriented Software Design, Computer Networks, and Database Management Systems.
- GitHub HackClub Core Member: Co-organized engineering hackathons, open-source workshops, and developer mentoring sessions supported by GitHub.
- Order of Satoshi Blockchain Club: Active member exploring distributed ledger technologies, consensus algorithms, and smart contract development.
- Creative Pursuits: Finalist at national-level contemporary dance competitions representing NMIT at premier Indian institutes including IISc Bengaluru, IIT Madras, and NITK Surathkal.
Technical Arsenal & Skills Matrix
Comprehensive overview of languages, frameworks, cloud infrastructure, and architectural methodologies utilized in production.
Backend & Architecture
Cloud & Infrastructure
Frontend & Component UI
Data & Observability
Fintech & Payments
Modern AI & Observability
Patents, Awards & Recognition
Intellectual property, national hackathon leadership, and technical projects.
Automated Anti-Drowning Rescue Kit with Real-Time Location Tracking
Engineered an intelligent, hardware-integrated IoT rescue jacket for water enthusiasts. Equipped with immersion depth and pressure sensors that automatically inflate upon detecting submersion distress, while concurrently transmitting real-time GPS coordinates via telemetry to emergency response teams.
Smart India Hackathon 2019 — Second Runner-Up
Served as Team Leader of SmartCoders representing NMIT against top universities nationwide. Led software design, architectural prototyping, and execution for high-priority real-world problem statements issued by government ministries under intensive 36-hour non-stop development conditions.
IBM Blockchain Hackathon 2019 — Runner-Up
Built decentralized verifiable record storage and supply-chain authentication on distributed ledger technology, verifying product provenance and eliminating counterfeit data forgery. Also awarded Runner-Up at the Chennai National Level Hackathon at Sai Ram Institute.
Verify — Supply Chain Authenticity & Provenance Platform
Decentralized consumer platform enabling end-customers to independently verify product authenticity directly against tamper-proof cryptographic ledger logs, protecting manufacturers and buyers from gray-market counterfeit goods.
Let's build scalable systems together.
Whether you want to discuss distributed payment architectures, high-scale database migrations, technical leadership opportunities, or just talk tech — my inbox is open.